After the Storm: What to Photograph for Insurance (and What to Leave to the Pros)

When a storm rolls through, it’s easy to feel overwhelmed the moment you step outside and see broken limbs or a fallen tree in your yard. Between worrying about safety, property damage, and insurance claims, many homeowners aren’t sure what to do first—or what not to touch at all.

Knowing how to document storm damage properly can make the insurance process smoother and help you avoid serious injury while cleanup is underway.

📸 1. What to Photograph Immediately

Before any cleanup begins, take clear photos of the damage from multiple angles. Focus on:

  • Trees or large limbs resting on structures

  • Damage to roofs, fences, vehicles, or power lines

  • The base of fallen trees and where roots lifted from the ground

  • Wide shots that show the tree’s location in relation to your home

These photos help establish that the damage was storm-related and not pre-existing, which is critical for insurance claims.

⚠️ 2. What You Should Not Touch

Storm-damaged trees are unpredictable. Limbs under tension can snap without warning, and partially fallen trees may shift suddenly. Avoid:

  • Cutting branches tangled in power lines

  • Removing trees leaning against structures

  • Dragging large debris without proper equipment

This kind of work is dangerous and should be handled by professionals with the right tools and experience.

Learn how to prepare your trees before storm season hits.

🧾 3. When to Call for Professional Removal

Once your photos are taken and the area is secured, it’s time to call in help. Professional storm cleanup ensures damaged trees are removed safely, debris is hauled away properly, and your property isn’t left with hidden hazards.

Waiting too long can create additional problems—especially if weakened trees fall days later or block access to your home.

If your yard took a hit during the last storm, don’t risk injury or delays with your insurance claim. Call Knock ’Em Down Tree Service at (938) 310-8695 to handle storm-damaged tree removal and cleanup in Huntsville, AL. Our licensed and insured team will remove the danger, clear the debris, and help you move forward safely.

FAQs

Q1: Should I clean up debris before the insurance adjuster arrives?
No. Take photos first. Removing debris too soon can make it harder to prove the extent of storm damage.

Q2: What if a tree is leaning but hasn’t fallen yet?
Leaning trees are often unstable and should be evaluated immediately. They can fall without warning, even days after a storm.

Q3: Will insurance cover emergency tree removal?
In many cases, yes—especially if the tree damaged a structure or blocked access. Proper documentation helps speed up the process.

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Canopy Thinning vs. Topping: Why One Protects Your Trees (and One Hurts Them)